The Cabinet of Ministers by its July 23 Resolution has increased the monetary limit of compulsory motor third party liability insurance (MTPL), the National Agency for Prospective Projects (NAPP) said.
Now, the MTPL limit is 40 million soums. Of this amount, up to 35% (14 million soums) is paid to compensate for damage to the aggrieved party’s property victim, up to 65% (26 million soums) shall be paid to compensate for damage to the aggrieved party’s life or health.
The Resolution has raised, from January 1, 2026, the MTPL ceiling to 80 million soums.
Reportedly, this will help ensure that the sums designated to compensate for damage to aggrieved party’s property, life and health in an accident meet modern standards.
The Resolution also revised insurance rates based on actuarial calculations, premiums and the insurance amount are set according to market principles.
In addition, a mechanism for issuing policies with and without a limit on the number of drivers is introduced, and the procedure for considering insurance claims is clarified.
The Insurance Payments Guarantee Fund will now provide legal advice and adjuster services, including assistance in registering accidents.
The bodies responsible for monitoring the performance of obligations under MTPL have also been determined, and the procedure for maintaining the Unified Automated Information System has been approved.
The government has instructed to establish electronic exchange of MTPL data between government agencies.
From April 1, 2026, the Unified Insurance Billing System will be introduced for centralized accounting of receipts from insurance premiums.
